Fintech Software Development

Fintech Software Development

Stable, secure custom software solutions for the fintech, banking and financial services sector.

We deliver fintech software development services from startups to established companies, including banks, investment and insurance businesses, crowdfunding and payments apps. Our team owns a combination of technical skills and financial domain knowledge, and is committed to delivering solutions that address real-world financial challenges while maintaining high standards of security and compliance.

Innovative, secure and powerful fintech solutions

We deliver payment options seamlessly across devices and locations, offer self-serve solutions for insurance management, and supply users with intuitive, secure, rapid tools for investment, crowdfunding, trading, lending, personal finance management, budgeting, and more.

Lightpoint custom fintech software development involves creating applications, platforms, and portals that enable to improve and streamline financial processes. Our team has a strong understanding of financial concepts, regulations, and industry trends.
Focus on security

Fintech is a key hacking target. We put security first, so your software and your users stay safe. Our developers implement robust encryption, multi-factor authentication, and thorough testing for vulnerabilities to protect sensitive data and ensure end-to-end security of transactions.

Stable performance

We build high-performance fintech apps that can handle a large volume of users and transactions, bolster user trust, and gain a competitive edge in the financial sector. We ensure rapid transaction processing, load balancing, and real-time data accuracy, which are vital for system stability.

Engaging and intuitive UX

Attract and keep users with beautiful, engaging applications that are easy to use and intuitive. Our team creates intuitive interfaces with clear navigation and well-designed workflows. We also provide personalization options that cater to individual preferences and needs.

To learn more about how Lightpoint can help you create your fintech application, talk to us about our expertise, portfolio, and client testimonials.

Fintech software solutions we develop

We create custom financial software from scratch straddling regulatory environments, a variety of devices and payment methods. Our fintech software development targets specific financial needs and results in innovative solutions to improve convenience, efficiency, and accessibility within the financial industry.

Payment gateways

Facilitate online transactions by securely transfer of payment information between websites and financial institutions for seamless and secure online payment processing, and support of diverse payment methods

Electronic payment systems

Enable digital transactions, allowing users to make payments, transfer funds, and conduct financial activities electronically using methods like credit cards, digital wallets, and bank transfers.

Loan management systems

Streamline loan origination, servicing, and repayment processes. Automate application processing, borrower communication, payment tracking, and reporting, enhancing efficiency and compliance in lending operations.

Online Lending Platforms

Connect borrowers with lenders digitally, simplifying loan application, approval, and funding processes. Provide convenience, transparency, and a streamlined lending experience for both individuals and businesses.

Online banking solutions

Allow users to manage their accounts in real time, conduct transactions, and access banking services seamlessly from anywhere. Ensure security and personalization to increase UX and foster brand loyalty.

Personal Finance Management Apps

Assist users in budgeting, expense tracking, and financial goal setting. Enable insights into spending patterns, help manage debts, and promote better financial decision-making.

A full-stack, full-service fintech development

As a software product development company, we provide the full software development lifecycle of your project, from detailed business analysis identifying your needs and goals to ongoing support post-delivery.

Business analysis: We'll rigorously analyze your existing business processes and identify opportunities, conducting market research and drawing on over eight years' experience to match you with the right tools and systems.


UX/UI design: Our team builds an interface that your existing and prospective users find delightful and intuitive, leveraging consistent experience across devices and incorporating your feedback.


Product development: We perform a full-stack development from scratch to implement all the planning features while keeping the code clean and maintainable for further customizations and system scaling


Testing and QA: We perform rigorous checks to ensure reliability and security of the fintech app. Testing includes functional, security, and performance verifications, ensuring a robust and trustworthy fintech application.


Launch, maintenance and support: We don't launch and leave. After the release, we provide ongoing technical support as well as updates and customizations to keep your solution effective and up-to-date.

Goals we help to attain with fintech software development

By aligning fintech software development with the goals our clients pursue, we help businesses enhance their operations, expand their audience reach, and provide better value to their customers in the ever-evolving financial landscape. Below you can see some objectives we help to embrace.

Improved Customer Experience

We enhance user interactions, offering convenient, personalized, and user-friendly financial services that lead to higher customer satisfaction and loyalty.

Efficiency and Automation

We automate processes such as payment processing, account management, and data analysis to increase operational efficiency and reduce manual errors.

Cost Reduction

Providing automation and streamlined processes our software helps save costs through reduced operational expenses and resource optimization.

Market Expansion

Our fintech solutions enable businesses to tap into new markets, both domestic and international, by offering digital financial services accessible from anywhere.

Innovation and Differentiation

We develop unique fintech solutions that allow businesses to stand out in the market, offering innovative services that attract customers and set them apart from competitors.

Data-Driven Insights

Fintech software we provide enables valuable insights into user behavior, spending patterns, and financial trends, aiding businesses in making informed decisions and strategies.

Our Portfolio

For 12 years of work, we’ve completed a diverse number of cutting-edge fintech projects. From payment gateways to online banking solutions and loan management platforms, our solutions empower businesses with efficient transaction processing, personalized financial management, and innovative investment tools. We specialize in delivering user-friendly, secure, and scalable fintech applications that redefine the way people engage with modern financial services.

Electronic Payment System for Global Fintech Market
Development of a financial assistant app for an Eastern European bank
Loan Management System Based on Salesforce
Development of a custom online banking solution

How We Work

As a full cycle software development company, we synchronize our development approach with our clients’ business goals and project nuances to deliver the right solution in the right time. Explore our engagement models, and choose which one works best.

Tech stack

The Lightpoint difference

We follow several approaches to boost the outcome of our fintech software development and empower businesses with solutions that improve efficiency, customer experiences, and competitiveness in the rapidly evolving financial domain.

Fintech expertise

Our team possesses a comprehensive understanding of financial processes, regulations, and market dynamics. This expertise enables us to design and develop solutions that address industry-specific challenges, comply with regulatory requirements, and provide innovative financial services, ultimately delivering value and reliability to clients and end-users in the fintech ecosystem.

Double quality check

We implemented an additional layer of quality assurance to ensure software reliability and functionality. This process typically includes two separate rounds of testing, conducted by different fintech software development teams to identify and rectify any defects or inconsistencies. This approach leads to minimizing risks and a more robust and dependable software product.

Transparent communication

We ensure a clear understanding of complex financial requirements, security protocols, and regulatory compliance. Our team adheres to precise and transparent communication that facilitates collaboration between stakeholders, developers, and compliance teams, leading to secure, compliant, and successful fintech software solutions.

Get in touch

Drop us a line if you are planning to get a custom fintech app, we’ll outline the solution that is tailored to your specific business needs and provide a project estimation.

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